About Us
First you need to understand that we are not connected with VA, HUD,
FHA, Fannie Mae or Freddie Mac. However, we do have over 30 years
experience in the mortgage industry. Our years of experience have taught
us that most major problems occur during the purchase of a home because
people, including mortgage professionals, do not understand the
guidelines. Guidelines are always changing and the information is
difficult to find on the FHA and VA web sites. This web site is only
intended to provide a basic understanding. If you need help finding
the official information on the VA site we will be glad to help point you
to the right link. As a consumer you should understand that official VA
guidelines are the minimum requirements that must be met for VA to
guarantee your loan. The Lender has the prerogative to demand higher
standards and in today's market many do. The lender has the ultimate
authority and VA will not override higher standards.
As for us, Kale Enterprise, ... we don't sell anything and we no longer
originate loans of any kind. We do hope that this information will
be useful to you and if you have questions you can send us an email
and we will help you understand your options or point you to the
information that you request.
We would like to dedicate this site to all active duty military, guard,
reserves, coast guard and veterans. You do so much and get so
little. If we can help don't be afraid to ask.
God Bless you all ... and Thank you!
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